Costco Citi 信用卡 Anywhere Visa 回饋金方案出來了

[VICTORIA]

這是已經確定由costco CEO說的，因為加拿大那邊今年
就已經終止與Costco合作了！

[Kaibigan]

今天新聞提到, 未來 Costco 聯名卡應該是用 Citi Bank 為發卡公司的 Visa 卡.

照這樣看, Visa 卡會加入 Costco 的付款方式

[gomylady]

那明年合約中止後 在Costco購物改用Citi Visa卡

那原本Costco的AE卡 建議改換申請哪一張AE卡呢 ??
(總是得要留一張免年費的AE卡)

[swancloud]

那明年合約中止後 在Costco購物改用Citi Visa卡

那原本Costco的AE卡 建議改換申請哪一張AE卡呢 ??
(總是得要留一張免年費的AE卡)

免年費就推Amex EveryDaySM Credit Card了吧
超市2倍點數，刷超過20次，多送20%點數，唯一免年費可以轉點數到航空or飯店的卡

[AXXA]

Costco的American Express快要不能用了, 這是我唯一的AE卡, 所以我勢必要再申請一張AE 卡, 今天Lowe's建議我辦一張 Lowe's AE卡,每次購買可拿5% 的折扣, 可是DeltaAE卡, Southwest的也不錯,.....請問辦哪家的AE卡比較好? 根據以往經驗, 我覺得還是先來布丁網問一下朋友們的意見, 再行事比較好,才不會發生扼腕不已的事. (不好意思, 最近問題一堆, 成了問題網友 >_<)

[帥氣尐啉ル]

你错过了上2个月的Blue Cash以及Everyday卡.那只能看看你有没有符合其他的AE卡好的offer了.. 点击这里 去查询.

[Kaibigan]

如果只想要ㄧ張, 先不急著辦, 先看下明年 Amex 有沒有意願幫客戶轉卡
雖然說 Costco 之前來信提到希望 Citi 能夠直接幫大家直接從 Amex 轉到 Citi. 先看看情況再說.

如果你想先申請就看下自己的需求. 沒有特別選擇的話可以申請 Blue Cash Everyday (BCE) 或是 Blue Cash Preferred (BCP). 都有給 現金 Cash Back
BCE, 無年費: 3% 超市, 2% 加油和百貨公司, 1% 其他
BCP, 年費 $75: 6% 超市, 3% 加油和百貨公司, 1% 其他

沒有 Amex Costco 卡好, 但是 no other choice~

[patty5930]

想借版請問一下
最近收到AE Costco帳單上有提到"WE EXPECT THAT YOU WILL NO LONGER BE ABLE TO USE YOUR CURRENT AMERICAN EXPRESS CARD FOR ANY PURCHASES BEGINNING IN MID-2016 BECAUSE IT WILL BE DISCONTINUED. YOU CAN KEEP USING YOUR CARD AND ERANING REWARDS AS YOU DO TODAY UNTIL THEN."那意思是說當AE與COSTCO合作關係結束後,這張AE卡也就自動作廢,AE不會主動換發別種卡,需要自己再另外申請,是嗎?謝謝!

[Kaibigan]

之前九月底, 十月 Costco 有寄出ㄧ封信解釋關於之後 Amex 信用卡, Citi Visa 信用卡和 Costco 明年的更改. 沒收到的可以看下, 重要部分也幫大家點出

In February of this year Costco and American Express announced that we would not be renewing our partnership when our existing credit card agreement expires in the spring of 2016. Sometime after March 31, 2016, Costco will stop accepting American Express credit cards, including the co-branded Costco American Express Cards.

As part of our continuing commitment to provide our members with the best value possible, we have partnered with Citi and Visa to develop new credit cards (both consumer and business cards) that will provide you with the opportunity to earn generous rewards, while also delivering the service and benefits you expect as a Costco member.

Costco American Express Card holders need not apply for any new credit cards nor take any other immediate action regarding their Costco American Express Card(s). We want to assure you that Costco, Citi, and Visa are focused on making the transition to our new co-branded credit card as seamless as possible. We appreciate your patience as we continue to work out the details, and are confident that you will be pleased with the new Costco Visa credit card offering.

Costco will share further updates with you early in 2016. In the meantime we have included answers to some frequently asked questions (FAQs) on the back of this letter.
We truly value your business and your choice to be a Costco member, and we’re excited about our new relationship with Citi and Visa. We anticipate that you will be, too.”

上面第三段指出, 是 "We want to"... 所以是否能直接從 Amex 轉成 Citi 還要等明年的通知. 另外還有ㄧ些 FAQ 如下

May I continue to use my Costco American Express Card?
Yes. You may continue to use your Costco American Express Card both inside and outside of Costco until sometime after March 31, 2016, when Costco’s transition from American Express to Visa will be complete.

When will I get my new Costco Visa Card?
Costco will introduce our new Visa Card (issued by Citi) sometime after March 31, 2016. Until then, please continue to use your Costco American Express Card.

Will I need to apply for the new Costco Visa Card if I already have the Costco American Express Card?
It is unlikely that you will need to apply for the new Costco Visa Card. Costco will provide more information as we finalize the details of our new credit card program.

Will Costco accept all Visa cards, or just the Costco Visa Card?
Costco will accept all Visa cards in the U.S. and Puerto Rico.

Will the new Costco Visa Card offer a cash rebate like the Costco American Express Card?
Yes. The new Costco Visa Card will offer a very generous rebate package. Details will be provided in early 2016.

Will the new Costco Visa Card also serve as my Costco membership card?
Yes. Your Costco membership information will be placed on the back of the credit card along with your photo.

What happens to the cash rebates earned with my Costco American Express Card?
Rebates earned in 2015 will be issued in the form of a coupon included in the February billing statement from American Express, just as they always have. Details regarding the method of issuance for rebates earned in early 2016 have not yet been finalized, but we can assure you that all rebates under the terms and conditions of your agreement with American Express will be issued.

Where can I get more information?
The original press release announcing Costco’s relationship with Citi and Visa can be found by visiting Costco.com. Click Investor Relations, then Recent News. Select the 03/02/15 press release. Costco will share more information about what you can expect as further details are finalized.

[Kaibigan]

關於明年 Citi Visa 卡的 Cash Back Reward, 現在有人在 SEC (Securities & Exchange Commission) 的合約裡找到了, 基本上和現在 Amex TrueEarnings Costco Cash Back ㄧ樣. 如下:

Personal credit card details
- No annual fee (you do need Costco membership though)
- 3% on the first $4,000 of gas, 1% thereafter
- 2% on travel and at US restaurants
- 1% on all other purchases including Costco

Business credit card details
- No annual fee (you do need Costco membership though)
- 4% on the first $7,000 of gas, 1% thereafter
- 2% on travel and at US restaurants
- 1% on all other purchases including Costco

[Kaibigan]

大家關心的 Amex Costco 信用卡新消息指出 Amex 和 Citi 已經談好價格, 將把所有持卡者的訊息 transfer 到 Citi 公司.
如同 Costco 希望的ㄧ樣, 應該是無痕轉移, 大家也不會需要自行申請 Citi Costco 信用卡

目前來說 Amex 和 Costco 的合作約在六月會截止, 這邊有前兩個月 Amex 發出的 FAQ 大家也可參考ㄧ下

另外提醒大家, Amex Costco 信用卡的 reward coupon 會在二月的 statement 裡, 別忘了拿去店裡換錢
沒有其他 Amex 信用卡又想申請的, 可以考慮ㄧ下了.

[gomylady]

Amex把Costco卡的生意賣給Citi可以拿到10億,
美國運通怎麼沒有分些好處給我們這些幫它賺錢的信用卡客戶啊 ??!!

[Kaibigan]

Update ㄧ下,

Amex 信用卡可以用到 6/19/2016, 6/20/2016 開始就是 Visa 信用卡了

Amex Costco 信用卡四月開始會收到 Citi 銀行通知信, 約五或六月會收到自動轉換的 Citi Visa 信用卡

現在到 6/19 拿到的 Amex 信用卡 Cash Back, 會直接轉入 Citi Visa 信用卡.

附件 172841

[Kaibigan]

附件 172991

去年年底我有提到新的 Citi Costco Visa 信用卡 Cash Back 回饋金可能出現的情況,
現在 Citi 官網已經放出 Costco Anywhere Visa Card by Citi, 回饋金的百分比有誤差, 所以在這邊更正ㄧ下

新的 Costco Anywhere Visa Card by Citi
4% Cash Back - 各大 Gas Station, 包括 Costco Gas Station (ㄧ年上限 $7,000)
3% Cash Back - 各大 Restaurant 和符合資格的 Travel Purchase
2% Cash Back - Costco 及 Costco.com
1% Cash Back - Everything Else

舊的 Amex Costco TrueEarning Card, 這張卡有出現過不同版本, 但是現在最終版本的 Cash Back 如下
3% Cash Back - 各大 Gas Station, 包括 Costco Gas Station (ㄧ年上限 $4,000)
2% Cash Back - 各大 Restaurant 和符合資格的 Travel Purchase
1% Cash Back - Costco, Costco.com 和 Everything Else

比較起來, 新的 Citi Costco Visa 卡的確有他的優勢,
1. 除了加油站 4% 外 (上限從四千變成七千),
2. Restaurant 和 Travel 也從 2% 變成 3%
3. 最重要的是 Costco 消費從 1% 變成 2%

[jimtaipei]

我已經很久不用citibank的credit card了
因為citibank的cashback是算點數
而點數折現金打六折左右

4% x 0.6 = 2.4%

遠遠不如其他銀行REAL cashback, chase點數現金 1:1, AE cashback 以REAL CASH計算。
市面上也有加油卡cashback 5% ALL YEAR ROUND, chase ink卡restaurant 3% all year round.
這張citicard我轉換過去也幾乎不會用...2% costco回饋點數還不如用其他家的2%進去costco刷

附件 172991

去年年底我有提到新的 Citi Costco Visa 信用卡 Cash Back 回饋金可能出現的情況,
現在 Citi 官網已經放出 Costco Anywhere Visa Card by Citi, 回饋金的百分比有誤差, 所以在這邊更正ㄧ下

新的 Costco Anywhere Visa Card by Citi
4% Cash Back - 各大 Gas Station, 包括 Costco Gas Station (ㄧ年上限 $7,000)
3% Cash Back - 各大 Restaurant 和符合資格的 Travel Purchase
2% Cash Back - Costco 及 Costco.com
1% Cash Back - Everything Else

舊的 Amex Costco TrueEarning Card, 這張卡有出現過不同版本, 但是現在最終版本的 Cash Back 如下
3% Cash Back - 各大 Gas Station, 包括 Costco Gas Station (ㄧ年上限 $4,000)
2% Cash Back - 各大 Restaurant 和符合資格的 Travel Purchase
1% Cash Back - Costco, Costco.com 和 Everything Else

比較起來, 新的 Citi Costco Visa 卡的確有他的優勢,
1. 除了加油站 4% 外 (上限從四千變成七千),
2. Restaurant 和 Travel 也從 2% 變成 3%
3. 最重要的是 Costco 消費從 1% 變成 2%

[Kaibigan]

Citi 這次 Cash Back 是用現金來算的, 應該和現今 Amex Costco 信用卡ㄧ樣, 收到 Reward 支票後需要拿到 Costco 換錢.

如加油 4% 來說, 每個月加油 $100, ㄧ年消費 $1,200 可以拿回 $48 現金 Cash Back

附件 173021

我已經很久不用citibank的credit card了
因為citibank的cashback是算點數
而點數折現金打六折左右

4% x 0.6 = 2.4%

遠遠不如其他銀行REAL cashback, chase點數現金 1:1, AE cashback 以REAL CASH計算。
市面上也有加油卡cashback 5% ALL YEAR ROUND, chase ink卡restaurant 3% all year round.
這張citicard我轉換過去也幾乎不會用...2% costco回饋點數還不如用其他家的2%進去costco刷

[marioluigi]

我已經很久不用citibank的credit card了
因為citibank的cashback是算點數
而點數折現金打六折左右

4% x 0.6 = 2.4%

遠遠不如其他銀行REAL cashback, chase點數現金 1:1, AE cashback 以REAL CASH計算。
市面上也有加油卡cashback 5% ALL YEAR ROUND, chase ink卡restaurant 3% all year round.
這張citicard我轉換過去也幾乎不會用...2% costco回饋點數還不如用其他家的2%進去costco刷

不是所有的Citi credit card的cashback都是算點數的ㄟ
我的Citi double cash卡是2% cashback,每個月statement都可以看到是2%現金回饋
另一張Citi Dividend card也是1% or 5% every quarter in selected categories.

[Kaibigan]

原本有 Amex Costco 信用卡的大家, 都收到 Costco 的 Citi 信用卡了嗎?

我上週四才收到, 從現在開始 Costco 就不收 Amex 了... 任何 Visa 卡都可以刷

[patty5930]

請問要如何把新收到citi Costco card加入原有的online account,好方便管理，謝謝！

[alee]

請問Amex Costco 本月帳單該如何查詢？剛剛登入Amex 信用卡網站，發現所有Amex Costco 資料完全消失，那我該如何知道應該繳納多少錢？以及是否跟從前一樣轉入同一帳號？

謝謝